Insurance during storage – are your belongings insured?
Many people rely on home insurance to cover damages even when items are stored in a basement, garage, or storage unit. However, this is not always the case, as home insurance may have limitations.
Water damage, moisture, fires, and theft can cause significant damage to stored items. Therefore, it is advisable to check your insurance terms and consider where your belongings are best preserved.
When home storage is not the best solution
When there is not enough space at home, a basement or garage may seem like an easy solution for storing furniture, sports equipment, and seasonal items, for example.
However, not all storage spaces offer equally good conditions. Moisture, temperature fluctuations, and water damage can particularly damage furniture, textiles, books, and electronics.
In addition, home insurance compensation amounts and terms may vary depending on where the items are stored.
5 things to consider when storing your belongings
1. Check your insurance coverage
Find out if your home insurance also covers items stored outside the home and what limitations apply to the insurance.
2. Consider moisture and water damage
Basements and garages can be exposed to moisture and water. Choose a storage location where your belongings stay dry.
3. Pack your items carefully
Use sturdy moving boxes and appropriate packing materials. Protect fragile items and label the boxes clearly. Protect all textiles with plastic.
4. Think about what you are storing
Consider the value, material, and storage needs of the items. Furniture, textiles, and electronics especially benefit from dry storage conditions.
5. Choose a suitable storage unit
A dry, heated, and monitored storage unit can be a good option for items you do not want to keep at home.
A storage unit offers better storage conditions
Pelican’s storage units are dry, heated, and monitored by cameras. They offer excellent conditions for storing furniture, clothes, moving boxes, and other items.
You can access the storage units every day of the year from 05:30 to 22:00, allowing you to drop off and pick up your items flexibly.
Insurance when storing items at Pelican
When renting a storage unit, it is important to ensure that the stored items are also properly insured.
At Pelican, you can get information about storage-related insurance and insurance terms. Always check what kind of insurance coverage is suitable for the items you need to store.
Read more about insurance at Pelican
Take care of the items you want to keep
Good storage is not just about extra space. It is also about ensuring your belongings stay in good condition and are available to you when you need them.
By packing your items carefully, checking your insurance coverage, and choosing a suitable storage location, you can store your belongings more securely for both short and long periods.
In our store, you can purchase high-quality packing and moving supplies to protect your belongings during transport and storage.